![]() FEMA intends to incorporate future environmental changes into their model but has not yet started that effort. FEMA flood maps are used to determine insurance and building code requirements, whereas the Flood Factor can be used to help determine flood risk to the specific home today and into the future.įEMA flood maps were not created to define risk for individual properties and do not take into account changing environmental conditions 1 2. Your FEMA zone and Flood Factor are two independent risk assessments.
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